Money

Money, what is it all about? In this capitalist society, most of us work for money, and our lives are dominated by money to a large extent. Yes there are other things than money in the world, but ignoring money is a mistake which leads to serious consequences sooner or later. I became moneyseeker3000 because I discovered that I like money, and I want more of it. Life has many areas such as fitness, love, friends, other hobbies, etc. Money is also a definite area which needs attention. "Money is a good servant, and a bad master".

I began to seek money when I realised that money could do a lot of good in life, and that money was good to have. Money is not a bad thing to seek. So, how can anyone increase their money and wealth? Britain is a challenging country, with all its high taxes, bills on the increase, and the credit crunch making life difficult, yet through all of this, certain people continue to increase their wealth. The banks are paying interest rates of around 2.5% (before tax!), yet I'm currently finding property investments that I'm certain will yield at least 7.5%! Getting into these investments is not easy without a deposit, but it can be done by those who have spent their time saving money first. Making money is still possible for a minority of the population. Anyone can join in the money making by making a study of wealth. It takes a bit of time at first, but like any skill, after a period of training it will improve. Sacrifices must be made, but I have seen that no matter what your financial situation is, its possible to raise your wealth significantly.

A 7.5% return on your money, pales into insignificance when compared to the 29.0% and higher, charged by store cards and other finance institutions for loans. This showws that getting a high return on your money is not easy, but you have to do what you can. If you keep saving and studying for your great financial destiny, you will be able to see and act on opportunities which many people cannot.

Everybody has got their own idea on how to become rich. Even now, I have some of my less wealthy friends passing me on tips of how to get rich. One friend actually claimed he was currently earning 6% in bank interest. I did my checks, and discovered he was either lying, or was mistaken. Such confusion is commonplace when searching for the secret to making money. With all the books, people, and sources out there, it's hard to know who to trust. Some people even get into debt, in order to make themselves look rich. The basic secret to making money, is to spend less than you earn, and save or invest the difference. It is not easy and it does take time, but anyone can get there, even as I am getting there. The book The Millionaire Next Door, shows how ordinary people can increase their chances of being rich in their lifetime.

Money is freedom, especially in the UK, and financial freedom is a goal worth striving for. In my moneyseeking, I have met poor people and rich people, and it never ceases to amaze me how much a persons mind and beliefs are responsible for their financial situation.

As the year 2009 comes to an end, I think of all the moneyseeking I have done, the books I've read, the conversations I've had, and the people I've met. What stands out to me the most, is the real life example of my multi-millionaire mentor, Mr Piper. He is a man who started with nothing, and does not have an education or qualifications, but due to the attention and care he pays to his finances, and his desire to be independent, he has become a multi-millionaire. Each year, he routinely earns more than many members of parliament, and city bankers! He cheated nobody to gain his wealth. I sometimes forget just how wealthy he is, and how far he has come, because he just seems like an ordinary person and does not flaunt his wealth. To think that I have actually made friends with such people, is incredible! He is a completely normal person who saves his money carefully, spends wisely, and invests with a view to making money. I don't ask him for much financial advice at the moment, I just watch him going about his business and see that he practices good financial habits. He is always working hard, taking action, and acting on opportunities. He takes total responsibility for his life, and his finances. He relies on nobody, he makes his own wealth. I have never once heard him making excuses. He sought his own money. If he can do it, anyone can.